Terms of Use - Win Assets | Build Generational Wealth Through Real Estate

Effective date: April 29, 2026

These Terms of Use ("Terms") govern your access to and use of the website located at www.winassetsusa.com and any related pages, content, or features (collectively, the "Site") operated by Win Assets, LLC, an Oklahoma limited liability company ("Win Assets," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

Please read these Terms carefully. They include important information about the nature of the Site, the limits of our liability, and your legal rights, including a section regarding governing law and dispute resolution.

1. About the site and important disclaimers

1.1 Informational purposes only

The Site is provided for general informational purposes only. Information on the Site describes Win Assets, our team, our investment philosophy, and the types of multi-family real estate opportunities we pursue. Nothing on the Site constitutes, or should be construed as, an offer to sell or a solicitation of an offer to buy any security, investment product, or service in any jurisdiction.

1.2 No offer of securities

Any offering of securities by Win Assets or its affiliated entities will be made only to qualified investors and only through definitive offering documents, including a private placement memorandum, subscription agreement, and operating agreement (collectively, the "Offering Documents"). The Offering Documents, and not the Site, contain the full and binding terms of any investment opportunity. In the event of any conflict between the Site and the Offering Documents, the Offering Documents control.

1.3 No investment, legal, or tax advice

Nothing on the Site is intended to provide investment, legal, accounting, or tax advice. Real estate investments, including multi-family real estate, involve substantial risks, including the possible loss of the entire amount invested. Past performance is not indicative of future results. You should consult your own legal, tax, and financial advisors before making any investment decision.

1.4 Forward-looking statements

The Site may contain projections, targets, illustrations, or other forward-looking statements regarding market conditions, returns, growth, or strategy. These statements are based on assumptions and expectations that may not be realized. Actual results may differ materially from any forward-looking statements, and Win Assets undertakes no obligation to update such statements.

2. Eligibility

You must be at least eighteen (18) years of age and legally able to enter into a binding contract under the laws of your jurisdiction to use the Site. By using the Site, you represent and warrant that you meet these requirements. The Site is intended for users located in the United States. We make no representation that content on the Site is appropriate or available for use in other jurisdictions.

3. Permitted use of the site

Subject to your compliance with these Terms, Win Assets grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site solely for your personal, non-commercial informational purposes. You agree that you will not:

Use the Site for any unlawful purpose or in violation of any applicable law or regulation;
Copy, reproduce, republish, distribute, modify, or create derivative works from any portion of the Site without our prior written consent;
Use any data mining, scraping, robots, or similar automated tools to access or extract content from the Site;
Reverse engineer, decompile, or attempt to derive the source code of any portion of the Site;
Interfere with, disrupt, or attempt to gain unauthorized access to the Site, its servers, or any related systems;
Submit any content that is false, misleading, defamatory, infringing, or otherwise unlawful; or
Use the Site to transmit any virus, malware, or other harmful code.

4. Intellectual property

The Site and all of its content, including text, graphics, logos, images, video, audio, design elements, software, and the selection and arrangement thereof (collectively, the "Content"), are owned by Win Assets or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. The names "Win Assets," "WIN Communities," and any associated logos, slogans, and designs are trademarks of Win Assets or its affiliates. You may not use any of our trademarks without our prior written consent.

5. Submissions and communications

If you submit information to us through any form on the Site, by email, by text message, or by other means (including through our "Invest with us" or contact pages), you agree that the information you provide will be true, accurate, current, and complete. You grant Win Assets a non-exclusive, royalty-free, perpetual, irrevocable, worldwide license to use, store, and process the information you submit for purposes consistent with our Privacy Policy. You should not submit any confidential information you do not wish us to use for those purposes.

By providing your contact information, including your phone number, you consent to receive communications from Win Assets relating to our offerings, content, and services, including by email, phone call, and SMS or text message. Message frequency varies. Message and data rates may apply. You may opt out of such communications at any time as described in our Privacy Policy.

6. Third-party links and services

The Site may contain links to third-party websites, services, or resources that are not owned or controlled by Win Assets. We provide these links for convenience only and do not endorse or assume responsibility for any third-party content, products, or services. Your use of any third-party site is at your own risk and subject to that third party’s terms and policies.

7. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR ACCURACY. WIN ASSETS DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT INFORMATION ON THE SITE IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR FREE OF ERRORS.

WIN ASSETS MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING ANY INVESTMENT RETURNS, MARKET CONDITIONS, OR PROPERTY PERFORMANCE DESCRIBED ON THE SITE. YOU ACKNOWLEDGE THAT REAL ESTATE INVESTMENTS INVOLVE SIGNIFICANT RISK, INCLUDING THE RISK OF TOTAL LOSS.

8. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WIN ASSETS, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, MANAGERS, MEMBERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SITE, EVEN IF WIN ASSETS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN ANY EVENT, THE TOTAL AGGREGATE LIABILITY OF WIN ASSETS ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

9. Indemnification

You agree to indemnify, defend, and hold harmless Win Assets, its affiliates, and their respective officers, managers, members, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to (a) your use of the Site, (b) your violation of these Terms, or (c) your violation of any rights of any third party.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand how we collect, use, and disclose information.

11. Changes to the site and these terms

We may modify, suspend, or discontinue any portion of the Site at any time without notice. We may also revise these Terms from time to time. The most current version will be posted on the Site with the updated effective date. Your continued use of the Site after any such changes constitutes your acceptance of the revised Terms.

12. Governing law and dispute resolution

These Terms and any dispute arising out of or relating to these Terms or the Site will be governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of laws principles. You agree that any legal action or proceeding arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Tulsa County, Oklahoma, and you consent to the personal jurisdiction and venue of such courts.

13. Termination

We may, in our sole discretion and without notice, terminate or suspend your access to the Site at any time, including for any violation of these Terms. The provisions of these Terms that by their nature should survive termination will survive, including provisions regarding intellectual property, disclaimers, limitation of liability, indemnification, and governing law.

14. Miscellaneous

These Terms, together with the Privacy Policy and any Offering Documents (where applicable), constitute the entire agreement between you and Win Assets regarding your use of the Site. If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect. Our failure to enforce any provision will not constitute a waiver of that provision. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets, or by operation of law.

15. Contact us

If you have questions about these Terms, please contact us at:

Win Assets, LLC
4880 S Lewis Ave., Suite 100
Tulsa, OK 74105
Website: www.winassetsusa.com

Jose Miranda

Team Chaplain

Jose Miranda has a magnetic personality combined with a natural ability to lead and inspire teams to win, have fun and achieve results.

His career spans over 20 years leading both small and large groups of people as a university chaplain, and as the Head of the pastoral department of a mega church.

Most recently, Jose successfully led teams in the Direct Sales industry for a social commerce company and became the #1 income producer for the country of Puerto Rico with over 100,000 members who came through his downline.

José Miranda is an excellent communicator, public speaker, writer and life coach as well as avid social media personality.

He lives in Tulsa, Oklahoma with his beautiful wife Krista. José has five wonderful children.

Moses Ehambe

Strategic Partnerships (Pro Athlete Division)

From the court to the community, Moses Ehambe’s journey from professional basketball to purpose-driven investing is anchored in one mission: building people.
As a former pro athlete and NBA coach, Moses spent years leading high-performance environments, developing leadership, and unlocking elite potential in others. Now, as a key leader at WIN Assets, he brings that same championship mindset into the world of multifamily real estate investing.

At WIN Assets, Moses helps athletes, executives, and everyday families invest with purpose—growing generational wealth while transforming lives and communities. He leads initiatives to bridge the gap between high-performers and high-impact investing, where profit meets purpose, and people remain the ultimate asset.

For Moses, this isn’t just real estate. This is legacy. This is transformation.
This is how we WIN, together.

Sarah Ehambe

Director of Community Impact

Sarah Ehambe is a high-capacity leader with a globally-informed perspective and a passion for building vibrant communities. Her diverse background, including living in 6 countries and 28 cities, has equipped her with unique cultural intelligence and an ability to navigate complex, cross-cultural challenges.

With a Master's in Organizational Leadership and a strong history of driving growth and innovation, Sarah excels at developing strategic initiatives that benefit both organizations and the people they serve. She has a proven track record of building high-performing teams, optimizing processes, and creating engaging, purpose-driven campaigns. Her work is guided by a belief that strong community relations are directly tied to an organization's mission and value. Sarah's leadership style is characterized by a decisive, dynamic, and influential approach, dedicated to fostering a sense of belonging, safety, and dignity within every community she touches.

Carey Velez

Director of Acquisition & Construction

As Director of Acquisitions and Construction, Carey is responsible for guiding the firm’s investment strategy and execution. He leads initiatives in deal sourcing, underwriting, due diligence, and financial modeling, while also overseeing all capital improvement projects and large-scale renovations across the portfolio. His ability to integrate financial acumen with operational oversight ensures that each acquisition is maximized for long-term performance and value creation.

Carey brings more than 16 years of combined experience in construction, development, and multifamily investment. He began his career with one of Oklahoma’s largest SFR Developers, where he oversaw the construction of more than 300 single-family homes across six cities while managing over $200 million in assets. This foundation gave him a deep understanding of large-scale project management, cost controls, real-time problem solving, quality execution and logistics. Following his tenure in Construction and Development, Carey spent a decade in multifamily investment brokerage, where he advised and transacted with leading investment groups both locally and nationally. During this time, he successfully closed more than $500 million in multifamily transactions and underwrote in excess of $1 billion in investment opportunities.

Carey’s unique blend of construction expertise, investment insight, and proven track record in transactions positions him as a key driver of the firm’s success. His leadership and experience provides investors with the confidence that each project is approached with discipline, foresight, and a relentless focus on results.

Jeremy Pinkerton

Director of Asset Excellence

Jeremy Pinkerton serves as the Director of Asset Excellence of WIN Assets, where she is responsible for the strategic oversight, financial performance, and long-term value creation of the firm’s multifamily real estate portfolio. She brings more than two decades of experience in asset management and revenue strategy, with a career that spans institutional hospitality, private real estate investment, and value-add initiatives.

Her background includes leadership at iconic hospitality assets such as The Waldorf=Astoria New York and the Westin Times Square, where she managed revenue budgets in excess of $150 million. She also held senior roles with Packard Hospitality and Avalon Hospitality as Chief Revenue Officer, where she focused on maximizing NOI for ownership groups through revenue growth initiatives, value-add renovations, brand conversions, and increasing market share across multiple markets.

At WIN Assets, Jeremy leverages this expertise to identify opportunities, implement repositioning strategies, and deliver consistent returns for investors while enhancing communities. She is passionate about education and community development, with a focus on initiatives at each WIN community that create opportunities and support long-term generational growth.

Jeremy holds an MBA from Metropolitan College of New York and a B.S. in Hotel & Restaurant Administration from Oklahoma State University, where she was recognized with the Rising Star Award. She also earned a Hotel Real Estate Investment
Certification from eCornell.

Fady Srour

Partner & Wealth Strategist

Fady Srour is a seasoned real estate investor with ownership in more than 1,000 multifamily doors across the United States as both a General Partner (GP) and Limited Partner (LP). In addition, he is actively invested in high-yielding real estate assets in Dubai, further expanding his international portfolio.

He is the founder and operator of three multimillion-dollar businesses employing over 40 professionals across the U.S. and Dubai. With a background in counseling psychology (M.A.) and over 17 years of experience in clinical and mental health work, Fady combines sharp business acumen with a deep understanding of leadership, mindset, and human behavior.

His portfolio focuses on multifamily and high-yielding properties, generating strong returns while creating long-term value. Through his Wealth & Winning brand, he mentors entrepreneurs and investors on building a wealthy mindset, harnessing faith, and executing disciplined strategies for financial growth.

Jason Van Valkenburg

Chief Operating Officer

Jason Van Valkenburg is the COO of WIN Assets, overseeing operations, leading and coordinating the company’s short-term and long-term strategic objectives, and directing financial reporting and risk management.

For the last twenty years, Jason has owned and operated a portfolio of over 10 companies in the sectors of wealth management, insurance, business/healthcare consulting, medical product development/distribution, and residential/commercial real estate. Jason’s multifocal expertise brings a unique approach to the operational excellence of WIN Assets.

Jason builds high-performing teams, including a wealth management company that managed over $100M in assets. He has consulted on multiple merger and acquisition events and has extensive experience in both the traded and non-traded real estate investment trust sectors. Jason is also an accredited investment fiduciary and board-certified estate and trust specialist.

Jonathan Conneely

Founder/CEO

Known as "Coach JC" is the founder of WIN Assets and WIN Communities, a purpose-driven real estate investment company committed to building wealth with impact and transforming communities where families can thrive and WIN.

But his journey didn’t start in real estate. After throwing away his basketball opportunity, hitting rock bottom with over $400K in debt, and fighting for his life to be a father, Coach JC made one of the greatest comebacks imaginable. Through faith, grit, and personal development, he rewrote his story and turned his greatest pain into his purpose.

For the past 17 years, Coach JC has built a reputation as a high-performance coach, speaker, and entrepreneur - training and leading teams across sports, business, and life. He has helped build 17 Championship teams, worked with elite athletes in the NBA, NFL, MLB, MLS, and the Olympics, and coached leaders and organizations nationwide on creating winning cultures.

As an entrepreneur, Coach JC has launched five businesses, authored six books, and founded the non-profit Fit First Responders. Now, through WIN Assets and WIN Communities, he brings that same winning mindset and purpose-driven leadership into real estate investing, creating lasting generational wealth for investors while transforming multifamily apartments into safe, thriving, life-giving communities.

His vision is bold: to acquire and operate 10,000+ multifamily units in key growth markets while delivering strong returns for investors and lasting transformation for residents.

At WIN Assets and WIN Communities, our mission is simple: Invest with purpose, build wealth with impact, and create communities where people don’t just live - they WIN.